請教:三佰萬教育基金是否足夠呢????

mattsmum

if
you have 4M now and your kid is going to P1 now,
current p1=120000 per year,
current s1=140000 per year,
current U1=300000 per year,
annual school fee inflated at 4% per year,
annual investment return is 5%,
you will still have 470,856 at the end of U4.

if the annual return is 9%, you will have 7,060,233 at the end of U4.

this is worked out in a stupid way from excel and I may be wrong.