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how does Harrow's debenture work?
Given the 10% face value surcharge at the point of selling, how confident should we be about the possible selling price? the annual capital surcharge is only HK$50,000. Say for a kid going to study in Harrow for 10 years without a debenture, it will only cost HK$500,000 extra for the parents.
Also may I have a brief idea how the debenture works? like (1) can I "pre-buy" it i.e. we are only prospectus parents, plan to have baby in a year time; (2) when can I sell it - anytime or only upon graduation of my kid in case he/she has got into the school; (3) any other advantage that the debenture brings, other than the waiving of the Extra Annual Capital Levy?
Many thanks...sorry for many questions...we are brand-new couple. |
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